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Insurance

Discussion in 'General Tundra Discussion' started by vengeance17, Jul 29, 2023.

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  1. Jul 29, 2023 at 6:28 AM
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    vengeance17

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    Is there a price difference between having a sr5 4wd double cab tundra and a sr5 4wd trd pro when it comes to insurance? If so, which is more to insure?
     
    vengeance17, Jul 29, 2023
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  2. Jul 29, 2023 at 7:01 AM
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    ColoradoTJ

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    The Pro will be more expensive.
     
    ColoradoTJ, Jul 29, 2023
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  3. Jul 29, 2023 at 7:24 AM
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    vengeance17

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    My insurance has been charging me for a trd pro for 3 years. I have a sr5 double cab base model
     
    vengeance17, Jul 29, 2023
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  4. Jul 29, 2023 at 7:27 AM
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    NWPirate

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    Mine shows Sr5/Limited/TRD Pro. I think they lump them all together, I'm with USAA
     
    NWPirate, Jul 29, 2023
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  5. Jul 29, 2023 at 7:41 AM
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    ColoradoTJ

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    weird. Wonder if two different vin numbers would change the cost.
     
    ColoradoTJ, Jul 29, 2023
    #5
  6. Jul 29, 2023 at 7:43 AM
    #6
    vengeance17

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    vengeance17 [OP] New Member

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    Ok, well my tuck got stole and totalled, and my insurance tried to price the truck as a trd pro, but the replacement parts as a base model. Needless to say I was pissed. And then they had the nerve to say.. "Oh we're so glad you caught that"... like hell you are.
     
    vengeance17, Jul 29, 2023
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  7. Jul 29, 2023 at 7:45 AM
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    NWPirate

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    Yeah, possibly the description is just a general thing.

    Screenshot_20230729_073441_Chrome.jpg
     
    NWPirate, Jul 29, 2023
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  8. Jul 29, 2023 at 7:48 AM
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    ColoradoTJ

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    Even more depressing is your premium. I pay more than that on a 2007 Lexus IS350
     
    ColoradoTJ, Jul 29, 2023
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  9. Jul 29, 2023 at 8:42 AM
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    NWPirate

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    NWPirate, Jul 29, 2023
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  10. Jul 29, 2023 at 8:46 AM
    #10
    ColoradoTJ

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    Calibrated Power 5 Tune pack, Allison 1000 tune, PPE deep trans pan, Cold/Hot CAC pipes, Banks CAI, PCV reroute, resonator delete, S&B 62 gal fuel tank, B&W GN hitch
    Right? Just looked up mine. 662 and 560 for my two vehicles. No tickets since 1995 or accidents. Colorado is getting out of control.

    On a side note...forgot how beautiful Washington is. Spent last week up there. Weather was amazing and out on the water....:thumbsup:

    camphoto_959030623.jpg
     
    ColoradoTJ, Jul 29, 2023
    #10
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  11. Jul 29, 2023 at 8:48 AM
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    ColoradoTJ

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    Check with your insurance and follow up with us please. I would like to know if the insurance is different cost. I would have to assume so since a price difference ranges pretty good on the Pro's.
     
    ColoradoTJ, Jul 29, 2023
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  12. Jul 29, 2023 at 8:49 AM
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    NWPirate

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    That's crazy, the Sequoia is 3 something for 6 months.

    It is awesome over on the water, summer in the PNW can't be beat!
     
    NWPirate, Jul 29, 2023
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  13. Jul 29, 2023 at 8:55 AM
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    ColoradoTJ

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    Insurance has probably tripled in the past 5 years. My corvette was 300 every 6 months. The hail and housing rush has really done a number on CO. My home insurance in 5 years has gone from 129.00 per month to almost 400.00. I'm sure that will go up since I just had a 120K dollar hail claim. Most of my neighbors had more if not double that. We are the beverly hillbillies out where I live...:rofl:
     
    ColoradoTJ, Jul 29, 2023
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  14. Jul 29, 2023 at 8:56 AM
    #14
    texasrho83

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    texasrho83 DGAF#1

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    Our insurance keeps going up due to "statewide increases" but I don't think there's any difference between the Pro and SR5 rates. We are currently paying $175/mo for both Toyota vehicles full coverage. Our homeowners also went up by about $500.
     
    texasrho83, Jul 29, 2023
    #14
  15. Jul 29, 2023 at 9:15 AM
    #15
    vengeance17

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    vengeance17 [OP] New Member

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    I'll definitely call first thing Monday and keep everyone posted. My truck was stolen, taken on a high speed chase, and totalled, and they act like I stole it. I have a set of 5k dollar rims and tires on my truck and they said I have to put stock rims back on before I can have mine back. So I said fair enough. I'm going to take mine off and leave theirs in the bed of the truck. My labor rate is 125.00 an hour if they want me to put them on.
     
    vengeance17, Jul 29, 2023
    #15
  16. Jul 29, 2023 at 9:23 AM
    #16
    BillyB

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    Good luck with that $125 an hour. Doesn't work like that.
     
    BillyB, Jul 29, 2023
    #16
  17. Jul 29, 2023 at 9:32 AM
    #17
    vengeance17

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    vengeance17 [OP] New Member

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    It was me being a smart ass bub. Geez.
     
    vengeance17, Jul 29, 2023
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  18. Jul 29, 2023 at 9:32 AM
    #18
    NWPirate

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    :rofl:you got a great spot out there!
    Mine went from $65 5 years ago to $120 this year, sounds like that's not too bad
     
    NWPirate, Jul 29, 2023
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  19. Jul 29, 2023 at 9:36 AM
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    vengeance17

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    vengeance17 [OP] New Member

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    Yeah, it doesn't look like it's gonna get any better either.
     
    vengeance17, Jul 29, 2023
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  20. Jul 29, 2023 at 9:38 AM
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    ColoradoTJ

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    ColoradoTJ, Jul 29, 2023
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  21. Jul 29, 2023 at 9:39 AM
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    ColoradoTJ

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    Oh man. Sorry that happened. I just had a vehicle totaled out by hail and replacing it has been a chore. That's for sure. We were in Denver all day yesterday in 97* heat kicking our own asses.
     
    ColoradoTJ, Jul 29, 2023
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  22. Jul 29, 2023 at 10:08 AM
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    NWPirate

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    :rofl:
    But you also have a mansion, so there's that. ;)
     
    NWPirate, Jul 29, 2023
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  23. Jul 29, 2023 at 10:11 AM
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    ColoradoTJ

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    Shiiiiitttt. I bet your house is bigger than mine. Soda bet?

     
    ColoradoTJ, Jul 29, 2023
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  24. Jul 29, 2023 at 10:18 AM
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    NWPirate

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    Lol. I don't think either of us are going to get any sympathy, we both have property with a view. :anonymous:
     
    NWPirate, Jul 29, 2023
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  25. Jul 29, 2023 at 10:20 AM
    #25
    ColoradoTJ

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    ColoradoTJ, Jul 29, 2023
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  26. Jul 29, 2023 at 10:31 AM
    #26
    ColoradoTJ

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    My kids would disagree with us though Zach. I just shake my head and say "well sorry you feel that way. Enjoy the hot tub..."


    Some days I could soccer punt my kids. They have no idea...
     
    ColoradoTJ, Jul 29, 2023
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  27. Jul 29, 2023 at 11:00 AM
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    vengeance17

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    vengeance17 [OP] New Member

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    definitely ain't getting sympathy from me... I'm in Ohio in the city... with veiw of the city lights... Buying a house on land is impossible right now with these higher than heaven prices. But feel free to invite me to the cookouts
     
    vengeance17, Jul 29, 2023
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  28. Jul 29, 2023 at 11:16 AM
    #28
    NWPirate

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    NWPirate Give me overtime or give me death

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    Dude, we were literally just having this discussion this morning. We went out to breakfast then hit the local farmer's market, of course the kids (7&9) wanted some little trinket shit there. We said nope, you don't need to buy something every place you go. Had a big discussion on savings and the difference between want and need on the way home.

    After thinking on when I was mowing the yard, they only know what they see and have. It's our job to break it down in a way where they can understand.
    I asked my wife to find a video on poverty in America that we can watch tonight.
    We'll see. :monocle:
     
    NWPirate, Jul 29, 2023
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  29. Jul 29, 2023 at 12:04 PM
    #29
    ColoradoTJ

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    If you have NetFlix

    "Lead me home"
     
    ColoradoTJ, Jul 29, 2023
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  30. Jul 29, 2023 at 12:18 PM
    #30
    NWPirate

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    NWPirate Give me overtime or give me death

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    Thanks :fistbump:
     
    NWPirate, Jul 29, 2023
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Coghlan's 1219 Trash Can, 19 X 24"es
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Eightwood Mini Satellite Radio Antenna SMB Right Angle Connector Compatible with Sirius XM Car Vehicle Truck RV HD Hi-Fi Radio Stereo Receiver Tuner 2320-2345MHz
$14.99
900 Moldable Silicone Putty - Black
$15.75
Ouffun 56W USB C Car Charger Socket, Aluminum Metal 12V/24V Multiple USB Outlet PD 20W USB-C and Dual QC3.0 Ports with Power Switch USB Port 12V Socket for Car RV Boat Marine Truck Golf Motorcycle
$14.99
YIDEEAUTO Windshield Sun Shade Car Window Shade UV Reflector Keeps Vehicle Cool Folding Sun Visor Heat and Sun Reflector
$14.99
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