What do you pay for insurance for your Tundra?

For my 2014 I pay about $75/month. Full coverage, 100/300, 1K deductible.

 

For 4 vehicles, about $1200/yr. ironically it was less in CA.

 

Probably about the same. I pay $103/month, but that is for

- 2020 Tundra
- 2012 Highlander

We have $100k/$300K bodily injury, $100K property damage liability, $50K/$100K uninsured/underinsured, emergency roadside assistance, and a $500 deductible on comp/collision.

 

That's a great price. What company?

 

GEICO, though I can get about the same with most companies. (Yeah, I know, GEICO ain't the greatest...but I used to have USAA, and while I never had any issues with them, others have said they've gone down quite a bit in customer satisfaction.)

 

I have Geico. I am in California and the other cars I have are about a 1/3rd of what the Tundra adds.

 

$500/yr for the bare minimum

 

That may be the difference (I live in the middle of nowhere in Missouri LOL). Plus I'm 44, wife is 42, no crashes/tickets to our names, etc., blah blah.

 

$456 every 6 months

State Farm, full coverage, 250-500-250

$500 deductable.

 

A little over $600/yr for my 2018 TRD OR. 100/300/100 and $250 deductibles on coll/comp.
33yo female, havent had a speeding ticket since 2011 and no accidents aside from some oncoming dipshit forcing me off the road into a snowbank and then driving down the steel offroad back bumper of my old Wrangler and peeling the side of her car open like a sardine can about 5 years back.

 

None of you live in Chitcago area please! All cheap! $180.00 Full / month on a 17' Tundra 4x4 and a 15' Scion TC

 

$870 for the year - $300 deductibles, collision and comprehensive.

 

I’m at $524 for 6 months with Geico for a 2019 TRD Pro. Full coverage, $500 deductible, in Alabama.

 

....one teenage driver is $250/month on her own!

 

$368.32 Every 6 Months or about $61 a month through Geico.

• Comprehensive (Excluding Collision)
  $500 Ded.
• Collision
  $500 Ded.
• Emergency Road Service
  I Accept this coverage
• Rental Reimbursement
  $30/Day, $900Max

• Bodily Injury Liability
  $100,000/$300,000
• Property Damage Liability
  $100,000
• Uninsured Motorist Bodily Injury
  $100,000/$300,000
• Underinsured Motorist
  $100,000/$300,000

Have always been pretty happy with Geico. They are quick to get things fixed for you and make the process really easy.

 

Do yourself a favor and buy as much UM/UIM coverage as you can. It’s usually pretty affordable and will help you if you are injured by someone with little or no coverage. Hopefully you’ll never need it, but it’s cheap peace of mind.

 

100%. My wife was hit by an uninsured F-250 and nearly killed her. We only had 100k uninsured coverage. The two day hospital stay and surgeries was $80,000. You don't want to F**** around with that coverage. It was less than ten dollars per month to increase the coverage to $300k for both of our vehicles which we have since done. All it takes is some scumbag running around with no assets, no insurance, nothing, and your life is negatively changed forever. This policy is likely the only compensation you will get in a major uninsured accident. Don't skimp on it.

 

USAA
$95/month

100,000 uninsured/underinsured motorist

300,000/500,000 bodily injury

$500 deductible for comprehensive and collision

 

You make great points. What about for those who have health insurance and let’s say the max out of pocket/year is $10k? But yes, for a few more bucks a month it is better to have piece of mind.

 

Health insurance isn’t going to cover things like income you might lose if you’re unable to work.

Also, there’s no guarantee that a hospital will even file with your health insurance:
https://www.nytimes.com/2021/02/01/upshot/rich-hospitals-profit-poor.html?searchResultPosition=1

 

Just under $100/month (we have 4 cars on our policy; this is the Tundra portion)

Full coverage $50/$500 deductible

Umbrella policy required us to raise our other coverage (UM/Bodily, etc) but I don't remember what the new limits are. Pretty sure it used to be $100K/$300K/$500K

 

I'm at $265 a month, with 3 vehicles and 3 drivers, including my 17 year old daughter.

 

Your health insurance is going to have legal rights to reclaim any money you get through insurance to offset their costs.

Lets say your cost is out of pocket $10k. Your ACTUAL bill to the hospital that they paid was $100k, and your insurance company gives you $100k in damages from uninsured motorist, then your health insurance has the legal right to pursue the money to reimburse them for their costs to make up the difference.

In my case we employed a personal injury lawyer who negotiated with our insurance company so that we could keep atleast some of the money for things such as future medical bills, lost income, etc.

 

Thanks for the info, learn something new everyday!

 

Yep, I just got it about 4-5 months ago but have been meaning to up that. Good looking out.

 

I work with all types of insurance daily including auto. Don't skimp on your coverages and if full tort is an option in your state get IT and uninsured/underinsured. You would be surprised with coverage amounts and what they cost you. I see all the time coverages for instance 50,000/100,000/50,000 vs 100,000/300,000/100,000 may be only a couple dollar difference never know until you ask. At least see what the cost is for better coverage you maybe surprised to find out it's not much more! Once in blue moon the higher coverage is the same price as a lower option. Shop around for prices and If you find a good price online find a local agent that represents that company, very high possibility they can beat the online price.

 

Full coverage on the Tundra and wife’s Suburban. 100 collision deductible and 0 comprehensive deductible.
Added coverage across the board for everything.
Theft and fire policy on my ‘69 GTO
Personal articles policy on my wife’s engagement ring and wedding band runs $130 a month.

 

Try two teenage drivers. It starts climbing for sure.

 

Around $1500 for two vehicles

 

We pay 2400 every 6 months for full coverage on two cars.
2017 Explorer
2019 Tundra
We have $200k/$600K bodily injury, $200K property damage liability, $100K/$200K uninsured/underinsured, emergency roadside assistance, and a $500 deductible on comp/collision.

But lic/reg. for them is super cheap. 140.00 for 3 yrs and personalized plates